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Right now, we are building an emergency fund, and we hope to reach that goal by the end of the summer.
And we’re saving for a new car — mine is 12 years old. I swore I would never drive a minivan, but SUVs are far more expensive and have less space.
“I became a real stickler with the budget,” Christine says.
The other half went toward buying our current home, which we bought with help from family members who gave us a 0% loan for the house.
We had student loans totaling ,000 that we used for graduate school, a ,000 car loan, an ,000 loan we took out from Wells Fargo to have our windows replaced, and ,000 in credit card debt.
Our first debt came from leasing my husband’s car during his second year of teaching.
We’re also saving for preschool for my oldest son and a family vacation to Florida.
We haven’t been on a real vacation since our honeymoon, 5 1/2 years ago.
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She recently connected with Nerd Wallet to share her story, which may inspire your own debt-free journey.